Can You Get Your House Back After Foreclosure In Rock Hill?

If you’re facing the possibility of foreclosure in the future, perhaps you are wondering can you get your house back after foreclosure in Rock Hill. After all, you need a place to live!

Unfortunately, after the court rules in the favor of your lender and agrees with the lender to proceed with foreclosure, it is very hard for you to get your house back.

Instead of wondering can you get your house back after foreclosure in Rock Hill, here’s another option…

The good news is, if you’re not in foreclosure yet, you have options.

The first and best option is to pay off your mortgage or work out a payment plan with your lender. They’ll prefer to keep you in your house and just collect the money owed to them rather than getting the house back due to foreclosure.

If that’s not an option for you at this time then you may decide to do what a lot of homeowners facing foreclosure are choosing to do: Sell your home before the home is foreclosed upon and pay the lender what is owed to them.

While not an ideal option you would want (because you’ll have to give up your house), it’s still a preferable option to foreclosure because you’ll have cleared up your debt to the bank and you won’t have the long-term impact to your credit score that a foreclosure would have.

This option is proactive and long-term, which is why homeowners facing foreclosure love it: it’s proactive because you’re taking control of your financial situation; it’s long-term because you’re accepting the short-term discomfort of selling your home in exchange for the long-term benefit of a better credit rating. Taking a foreclosure on your credit history can severly limit qualifying for credit when needing it in the near future.

Here’s a secret to selling your home fast so the bank can’t take it

You could market the home yourself and try to find a buyer. However, a faster and easier option is to find a professional home buying company that buys houses as-is for cash, fast. Instead of spending all of your time and energy trying to locate a buyer, a professional home buying company could make this process simple and easy. Companies like SimpleKey REI will buy the house from you at a reduced price, and very quickly.

Simply fill out our form and tell us about your house, or just call us at 803-752-7701 and let us know that you want to sell fast.